Because we live in a world full of deadlines, it’s important to know the ins-and-outs of any agreement so you can protect yourself. This also applies to your dental insurance, which is an arrangement between you and your coverage provider. As the end of the year is rapidly approaching, you need to know how that will affect your dental insurance benefits so you can act accordingly. If you’re wondering why this matters, it’s because as 2019 comes to an end, so will your current benefits. Read on to find out how to prevent yours going to waste!
There’s Not Much Time Left
For most dental insurance holders, at the start of 2020, their plans will renew. Thus, your current coverage will be null and void, even if you have money left on it. This also means that any unfinished dental work from 2019 will incur a new deductible that must be paid before your dental insurance can be applied to your care.
That amounts to leaving money on the table, which has become a prevalent issue, as the average person with dental insurance only uses around a third of their available coverage each year. With the cost of living, goods and services steadily on the rise, the last thing you want to do is let any of your hard-earned money go to waste. Because we’re in-network with several dental insurance holders, when you contact us at Fit Dental, we can help you maximize your current benefits.
How to Maximize Your Insurance Ahead of 2020
For most dental plans, at least one preventive care visit is 100% covered. At these appointments you’ll receive a thorough cleaning and dental examination. At the conclusion of your visit, Dr. Sekhon will sit down with you to discuss the state of your oral health, to make suggestions about how to proceed and answer any questions you may have.
Your current benefits can also be applied toward any restorative care you may need. For most plans, between 50-80% of the related costs can be covered.
Here are some of the dental insurance companies we are in-network with:
- BlueCross BlueShield
- Cyprus Dental
- Delta Dental
- Premier Access
- Stanislaus PPO
When you contact our office, one of our friendly staff members will be glad to work with you to make sure your insurance is within our coverage network.
The Other Benefits of Visiting Now
By being proactive and visiting us at Fit Dental to utilize your end of year dental insurance benefits, you’ll be doing more than just saving money. You’ll also have the assurance that your gums and teeth are healthy and that any developing issues can be addressed quickly. Therefore, you can nip them in the bud before they mushroom into greater problems that require more money out of your pocket, unnecessary suffering and lost time.
So to get on the road to excellent oral health and big cost savings, contact us today to schedule a visit!
About the Author
Dr. Ajaipal Sekhon is a graduate of the University of Western Ontario, in London, Ontario, Canada. Over his 10-year career, he has developed a reputation for providing only the highest quality of care to his patients. Dr. Sekhon offers end of the year dental care at Fit Dental, and he can be reached for more information through his website.